Terms of Use Policy

As of 7/10/2006
Before using this Web Site please read these terms and conditions carefully.
We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein.
This website is not directed to children. Individuals under the age of 13 are prohibited from using this Web Site.

Illegal Use
Unauthorized use of Bank of New Madrid’s website and systems, including but not limited to unauthorized entry into our E-Banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.

Website Content
Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.

Not all products and services advertised on this website are available in all geographic areas. We reserve the right to determine your eligibility for any product or service.

Linked Third Party Sites
Bank of New Madrid maintains this website to provide you with information about our products and services. We may also provide links to our related companies, various merchants, and other financial service providers that may be of interest to you. The links to other merchants and financial service providers in this site are provided for your convenience and may assist you in locating other useful information on the Internet. These external, third party sites are not under the control of Bank of New Madrid. When you click on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third party sites is at your own risk. The content on linked sites may change without notice.

THE BANK OF NEW MADRID MAKES NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD PARTY SITES.

We suggest you always verify the information obtained from linked sites before acting upon this information. Bank of New Madrid is not an agent for linked third party sites, nor do we endorse or guarantee their products and services. The products and services offered by external third parties are not products of Bank of New Madrid and are not insured by any governmental agency such as the FDIC.

Also, be aware the security and privacy policies on linked sites may be different from our policies, so please read third party security and privacy policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third party directly.

Investment Products
We may provide links to Investment or Securities companies, which offer products such as stocks, bonds, mutual funds, and annuities. These investment companies are not affiliated with this institution. Furthermore, investment products offered through this website:

  • Are NOT Bank of New Madrid deposits.
  • Are NOT insured by any governmental agency such as the FDIC.
  • Are NOT obligations of or guaranteed by Bank of New Madrid.
  • Involve investment risks, including the possible loss of some or the entire principal amount invested.

Insurance Products
We may also provide links to purchase insurance products. This financial institution, its affiliated companies, and/or other unaffiliated third parties may offer these products. Please note that insurance and annuity products available through this site:

  • Are NOT deposits, obligations of, or guaranteed by the Bank of New Madrid or any of its affiliates.
  • Are NOT insured by the Bank of New Madrid, the FDIC, or any other agency of the United States.
  • Certain insurance products, such as annuities, may have investment risk, including the possible loss of value.
  • The purchase of an insurance product is not a condition to any loan, product or service offered by the Bank of New Madrid, its affiliates, or nonaffiliated third party.

Use of Information Submitted Through the Website
Any communication or material you transmit to us via the site or electronic mail will be considered confidential and may be used only by Bank of New Madrid for the purposes described in our privacy policy. All information submitted to our website shall be considered and remain the property of Bank of New Madrid; this information will only be used internally or as allowed by law. If you need to communicate personal or confidential information, please do not use the email feature on this website, it is not a secure email service. Instead, contact us by telephone, or use the secure email feature within our E- Banking Service.

Merchants and other third parties on our website may collect personal information when you visit their websites or when you purchase their products. You should review the privacy policies of these third parties prior to the use of their websites and the purchase of their products and services. Their privacy and security policies may differ from those of the Bank of New Madrid.

No Warranties
Any dated information on this site is “As Of” its date only. We will use every reasonable effort to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.

All information, materials AND services contained in this site, including graphics, links, AND ANY other items are provided “AS IS”, “AS AVAILABLE” to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, AND FREEDOM FROM COMPUTER VIRUS.

Trademark Notices
All registered and unregistered trademarks are the sole property of their respective owners. Our E-Banking Service is a product of FundsXpress Financial Network, Inc. FundsXpress ® and the FundsXpress logo are registered service marks of FundsXpress Financial Network, Inc. Unauthorized reproduction in whole or part of any trademark is prohibited.

Copyright Notices
Bank of New Madrid owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless otherwise indicated.

Limitation of Liability
Bank of New Madrid will under no circumstances be liable to you and/or any third party for any damages including without limitation direct or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Bank of New Madrid has been advised of the possibility of such damages.

FURTHERMORE, Bank of New Madrid will not be liable for any difficulty in use, or for the incompatibility between this website and YOUR WEB BROWSER OR OTHER site accessing program. Nor will Bank of New Madrid be liable for any other problems you experience due to causes beyond our control.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Bank of New Madrid.

Governing Law
This agreement shall be governed by and construed in accordance with federal statutes and the laws of the State of Missouri in which Bank of New Madrid has its main office.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.