Products & Services > Services & Fees

Safe Deposit Boxes
Several sizes available, come in and see us about renting a box for your valuables and important papers. $15, $20,$25, $35, and $70 annually per box size.

Money Orders Customer Fee
Use our money order when you cannot use a personal check. Your cost will be $2.50 per money order.

Money Orders Non-Customer Fee
Money order fees for non-customers will be $4.00 per money order.

Cashier Checks Customer Fee
When a money order will not suffice, purchase one of our cashier checks. Your cost will be $5.00 per check.

Cashier Checks Non-Customer Fee
Cashier checks fee for non-customers will be $10.00 per cashier check.

Incoming or Outgoing Wires
When you need to send money to someone fast, use our wire service. Your cost for incoming wires will be $17.00 per wire, outgoing wires will be $20.00 per wire. Your cost for foreign wires will be $50.00 per incoming wire and $100.00 per outgoing wire.

Notary Service
Need something notarized? Come in and see one of our notarys. Your cost will be $2.00.

Bank by mail envelopes
Tired of addressing envelopes for your mailed bank deposits? Ask us for bank by mail envelopes, they are already addressed for you.

Night Deposit
Trying to get to the bank before it closes to make a deposit? Use our night deposit, checked daily.

US Savings Bonds
A perfect birthday, graduation, or Christmas gift. You can even stay in the comfort of your own home to order one, if you have enrolled in our E-Banking Service. Your cost is 1/2 of the face value of EE bonds, and full cost of the face value of I bonds.

Temporary Statement
Need a temporary statement of your account to see what checks have cleared before your actual statement comes out. Call us, and we will print one for you. Your cost will be $3.00 per statement. Remember if you are an E-Banking customer, you can print your statement right off-line through the E-Banking service, and you will not incur a fee.

Special Statement
Need a current statement with images included. Call us and we will print one for you. Your cost will be $5.00.

Account balancing
Having problems balancing your account? Come by and let us help. Your cost will be $15.00 per hour.($15.00 minimum)

Research Request
Need us to look up a past statement or other account information? Call us and make a request. Your cost will be $20.00 per hour.($20.00 minimum)

Insufficient Funds
If you do not keep a sufficient balance in your account to cover your checks, you will be charged $25.00 per insufficient check. (Includes returned items or 2nd presentment items)

Overdraft
You will be charged $25.00 for items paid on first presentment.

Sweep Transfer with Mailed Notice
If you wish to receive a mailed notice each time a sweep takes place on your account, you will be charged a $1.00 for each mailed notice.

Returned Deposit Items
All customers will be charged $5.00 for each returned deposit item.

Foreign Currency Exchange
We provide this service through one of our correspondent banks.

Stop Payment Request
Need to stop payment on a check or an ach debit? Request a stop payment through us, or you can even use our E-Banking Service if your are an enrolled customer. Your cost will be $25.00 per check or per ach debit.

E-Mailed Statements
We offer e-mailed statements to all of our customers. The statement format will be the same as the one you are receiving by regular mail, including the images of your checks and deposits. The e-mailed statement is password protected by a password you choose. If you have bill pay service and you agree to accept e-mailed statements we will waive your monthly bill pay fee. If you are interested in receiving e-mailed statements, please contact the New Madrid branch for more information.

Consumer E-Banking
Check your account balances 24 hours a day. Make transfers, or pay bills, securely, right on-line from home. Access to E-banking is free. If you choose to have bill pay capabilities, your cost will be, per access ID, $4.95 per month including 10 free bill pays. Any bill pays over the 10 free will cost you 40 cents each, per month.

Customers receivng an email statement will not be charged for bill pay capabilities.

Collections
There will be a $10.00 fee for incoming or outgoing collection items.

Garnishment or Levies
The greater of $8.00 or 2% of the amount required to be deducted, plus reasonable expensed as allowed by law.

Account Closing
Accounts closed within 90 days of opening will be charged a $20.00 fee.

Christmas Clubs closed before Nov 1st will be charged a $15.00 fee.

Printed Checks
Charge for printed checks varies, please come by or call for prices.

Visa Check Debit Card Fees
No surcharges for Bank of New Madrid customers at Bank of New Madrid ATMs
No surcharges for Bank of New Madrid customers at SHAZAM Privileged Status ATMs
$1.00 Visa Check Debit Card Fee when using Foreign ATMs
$10.00 charge for Visa Check Debit Card Replacement
$3.00 charge for Visa Check Debit Card Pin Replacement
$2.00 Foreign Card Fee at Bank of New Madrid ATMs

*Visa check cards can be used as a Credit transaction anywhere Visa is accepted. Even though you enter it as a credit transaction, it will still debit off of your account balance here at the Bank of New Madrid.

Replacement of Loan Coupon Book
There will be a cost of $5.00 for anyone who needs to re-place there loan coupon book