Products & Services > Checking Accounts

Minimum deposit of $100.00 to open this account
You must accept an emailed statement with check images to qualify for this account
No monthly service charge
Unlimited check writing
Free E-Banking
Free bill pay
Eligible for Visa check debit card
May apply for Guardian Overdraft Privilege(Overdraft fees may apply)
If you receive direct deposit, you will receive special wallet style checks at no additional charge
If you do not receive direct deposit, the first box of checks will be free, after that, the regular charge for printed checks applies

Minimum deposit of $100.00 to open this account
Must be at least 55 years of age to qualify for this account
No monthly service charge
Unlimited check writing
Free E-Banking
Free bill pay
Eligible for Visa check debit card
May apply for Guardian Overdraft Privilege(Overdraft fees may apply)
Includes your choice of regular mailed statement or an emailed statement with check images
If you receive direct deposit, you will receive special 55 Grand wallet style checks at no additional charge
If you do not receive direct deposit, the first box of checks will be free, after that, the regular charge for printed checks applies
If your daily ledger balance never falls below $500.00 during a statement cycle, you qualify to receive interest at the end of that statement cycle, paid at the advertised passbook savings rate

Minimum deposit of $100.00 to open this account
Available as Personal or Business Accounts
Unlimited checking
You may avoid a monthly service charge if you maintain a daily account balance of $600.00 or more
If daily account balance is less than $600.00, but more than $499.99, monthly service charge will be $6.00
If daily account balance is less than $500.00, but more than $299.99, monthly service charge will be $7.00
If daily account balance is less than $300.00, monthly service charge will be $8.00
Monthly statement
This account becomes dormant after being inactive for a period of 6 months. An $8.00 dormant fee will apply for each month it remains inactive.

Minimum deposit of $100.00 to open this account
Available as Personal or Business Accounts (Sole Proprietorship)
Interest bearing account. If your daily account balance falls below $2000.00, no interest will accrue for the period of time your account is less than $2000.00.
You may avoid a monthly service charge, if you maintain a daily account balance of $2000.00 or more
If daily account balance is less than $2000.00, monthly service charge will be $9.00
This account allows you to write 15 checks a month. Each check over 15 will be assessed a .25 cent service fee
Monthly statement
This account becomes dormant after being inactive for a period of 6 months. A dormant fee, the same as the regular monthly service charge, will apply for each month the account remains inactive.

Minimum deposit of $100.00 to open this account
Unlimited checking
Club account provides accidental death/dismemberment insurance
Monthly service charges are $9.00 a month for Standard Club Plan, and $10.00 a month for Family Club Plan. If you are 62 years of age or the recipient of Social Security Disability, you qualify for either of these account plans. Senior citizen account monthly service charges are 1/2 of the above charges, respectively.
Free notary service, travelers checks for one, and special club wallet style checks.
Monthly statement
This account becomes dormant after being inactive for a period of 6 months. A dormant fee the same as the regular service charge will apply for each month the account remains inactive.

Minimum deposit $100.00 to open this account
Interest bearing account.
This account will be assessed an initial setup fee of $15.00, and will incur a $1.00 monthly service charge for the life of the account
You must maintain a balance of $10.00 to keep this account open